Construction financing works differently from a traditional home mortgage. Bahnam Builders can connect you with lenders who understand new-home construction and can explain available loan programs, qualification requirements and potential financing structures.
Speak with a qualified lender to review your financial goals, potential loan options and preliminary budget.
Select the homesite, home plan, specifications and anticipated project costs needed for the loan application and appraisal.
The lender reviews the application, borrower qualifications, plans, contract, appraisal and other required documentation before approving and closing the loan.
During construction, the lender releases funds in scheduled draws as work is completed and verified through the lender’s inspection process.
After construction and final inspections are complete, the financing will transition according to the selected loan structure. A one-time-close loan may convert to permanent financing, while other construction loans may require a separate mortgage closing.
A construction-only loan finances the building period.
Certain loan programs may allow the homesite purchase and home construction to be financed together, subject to lender approval and appraisal requirements.
Construction financing may be available through conventional, VA or FHA-related programs. Availability, eligibility, down-payment requirements and loan terms vary by lender and borrower qualifications.
FINANCING DISCLAIMER: Bahnam Builders is not a mortgage lender, broker or financial advisor and does not make credit decisions or guarantee loan approval. Financing programs, rates, terms, qualification requirements and eligible project costs are established by individual lenders and are subject to change. Buyers should consult directly with a qualified lender regarding available financing options.
Your dream. Our process.
Our team will help guide your through the entire process.
Crawford-B: $30,000 · Crawford-A: $25,000 · Collins: $20,000
Offer applies to upgrades on new construction contracts and deposits submitted August 1–December 31, 2026. Not valid on Bahnam Builders inventory. Terms subject to change.
